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Our Location
649 North Van Dyke Rd
Imlay City, MI 48444
Office Hours
9:00 AM - 4:30 PM
Friday 9:00 AM - 1:00 PM
Commercial Policies
Venture Insurance Group is your partner in securing the future of your business. Our commercial business insurance solutions are tailored to protect your company's assets, operations, and employees. From small enterprises to large corporations, we understand that every business faces unique risks. Our comprehensive range of commercial insurance offerings aims to mitigate these risks, ensuring that your business is safeguarded against unforeseen challenges, such as property damage, liability claims, and business interruptions. At Venture Insurance Group, we're committed to providing customizable and robust insurance plans that help you navigate the complexities of today's business landscape with confidence and peace of mind.
CUSTOMER EXPERIENCES
At Venture Insurance Group we strive to build professional relationships with everyone of our clients and provide top quality service at every interaction.
Workers Compensation
You want to keep your most valuable assets, your employees, safe. This coverage can also be a company’s largest insurance expense. We have partnered with some of the industries leaders in Workers Compensation. Our proactive approach to helping you reduce risk, address claims promptly and create a solid return to work program provides the support and cost management for long term safety and savings. Let our dedicated team at Venture Insurance Group Group negotiate and use our valuable loss control resources to take your Workers Compensation portfolio to the next level! As a mono line policy or as part of a commercial insurance package, you have a need, we have a solution.
Commercial Package
A Commercial Package Policy (CPP) provides the flexibility to design a policy that is specific to the needs of your organization. Some of the most common coverage types included is property, liability, auto, crime and inland marine. In addition to the standard coverage's of a CPP, there are a variety of additional coverage's that can be added as endorsements to your policy to broaden your coverage. Our Commercial Coverage Specialist will review your risk and create an insurance portfolio that is specific to your business’s needs.
Standard Coverage's - Commercial Package Policy
Property
General Liability
Professional Liability
Commercial Auto
Crime
Inland Marine
Employment Practices Liability Insurance
"You mean that isn't covered under my Liability policy?" Is the phrase we hear all too often when we are consulting with our clients. Employment Liability is a separate endorsement that can be added to your GL policy. EPLI provides coverage to employers in the event an employee tries to file suit for wrongful termination, discrimination, harassment and other employment-related issues. The price to carry this endorsement in no way compares to the defense costs a company can incur when faced with an EPLI claim. A company can use this type of insurance to cover expenses involved in defending a claim and provides indemnification of the employer if the case is settled.
Commercial Surety Bonds
A surety bond is a contract among a minimum of three parties; the obligee, the principal and the surety. The purpose of a surety bond is for the surety party to uphold a contractual promise. If the obligee fails to meet an obligation, such as terms in a contract, then the bond pays. Having access to surety bonds allows for security, ease of business and a way to stay competitive when quoting new business.
Venture Insurance Group has carrier partnerships that can write a variety of bonds in the areas of financial institutions, healthcare, manufacturing, public utilities, retailers, service contractors, technology, telecommunications and transportation.
Cyber Liability
Cyber Liability protection comes in "first party" protection which occurs when your own information is breached. A good example of this is, your system is hacked and your companies trade secrets were exposed. "Third party" cyber liability occurs when a customer's information that is in your system is breached. This kind of liability ruins brands, generally has very large lawsuits and can be impossible to recover from without adequate coverage.
Depending on the claim scenario, a Cyber Liability insurance policy offers companies protection for damages, defense costs, costs incurred to restore public image, legal consultants and business interruption expenses.